I took this directly from the site:
Modest Needs exists
To prevent otherwise financially
self-sufficient individuals and families from entering the cycle of
poverty, when this might be avoided with a small amount of well-timed
the financial self-sufficiency of individuals who are willing to work
but are temporarily unable to do so because they do not have the means
to remit payment for a work-related expense; and
permanently disadvantaged individuals who otherwise live within their
limited means to continue to live independently, despite a temporary,
unexpected financial set-back.
I am very impressed with the work Keith has done and fully support Modest Needs.
Remember, every little bit helps.